Buying a home should be a pleasant experience. That’s why it’s comforting to have our seasoned professionals on your side. We offer a variety of flexible programs for every borrower and we work to find the best financing option for you. Our loan officers can lead you step by step through the entire process.

Adjustable Rate Home Loan - In House

Adjustable Rate Mortgages offer a flexible interest rate with a variety of terms and repayment options.

Fixed Rate Home Loans - In House

A short term fixed rate loan that may be used for purchase of your new home or refinancing your current home.

Fixed Rate Home Loans - Secondary Market

A long term fixed rate loan that may be used for purchase of your new home or refinancing your current home.

First Place Home Loan Program

100% Financing Available through this program for First-Time Home Buyers in coordination with the Missouri Housing Development Commission and USDA Rural Development. Subject to income limits.

Construction Loans

When you are ready to build your new home, we can finance your dream. These loans require building plans, estimates by contractor and a material list prior to loan approval.

Fixed rate of interest during the construction phase; monthly payments of interest due based on the outstanding principal balance drawn to date. Construction loans can be refinanced into either a secondary market or in-house real estate loan upon completion.

Home Equity Lines of Credit

A Home Equity Line of Credit (HELOC) gives you a powerful resource to finance your large expenses, such as home improvements, college tuition, or consolidating credit card bills.

This loan allows you to borrow, pay down, and borrow again. Accessing your funds is as easy as writing a check. Any interest paid may be tax deductible (consult with your tax advisor).

Defined lending area includes Saline, Carroll, parts of Lafayette, Pettis and surrounding counties in Missouri.