TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS…………

This is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal. We understand that every customer has a name and that our customers are the most important assets of the bank. The bank operates as a firm believer in the following Core Values:

• Honesty - Doing what we say we’re going to do. As Mark Twain said, “If you tell the truth you don’t have to remember anything.”

• Sincerity - Valuing each person, their ideas, and differences. Communicating in an open and honest manner in an effort to meet each customer’s individual long-term banking needs.

• Enthusiasm - Striving for excellence in all we do while truly enjoying the opportunity to serve our customers.

• Persistence - Making certain we work across business lines, utilize all available resources, and continue to develop new products and services to provide our customers with the finest banking experience.

• Success - Helping our customers achieve their goals will assure the achievement of our goals.

As a local bank chartered in 1977, all the decisions affecting client relationships are made by people who live, work, and are actively involved in serving our local communities. This means that you can expect prompt service from local people who understand your needs. We are committed to offering you the hometown service you expect with the personal attention you deserve.

We would appreciate the opportunity to help you achieve your financial goals.

Sincerely,

Robbie Fuchs, President